Escrow State Mortgage Loan Signings

In South Carolina, notaries public are not permitted to conduct real estate or mortgage loan closings without an attorney present. While some states do allow for notaries to conduct a closing without an attorney, the South Carolina Supreme Court has clearly stated that an attorney must conduct all real estate and mortgage loan closings. Mortgage refinancing is also subject to this rule.

A notary loan signing agent can be used for a signing if the subject property is located in an escrow state. For instance, I am loan signing agent in South Carolina (an attorney state) it’s possible to be called upon to notarize a set of loan documents for a property located in Connecticut (an escrow state) if the borrower resides in or is visiting South Carolina.